305 Irma Dr, Chardon, OH 44024 Property Records

Geauga County property record for 305 Irma Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1973
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Dec 2025)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-041800`

Property Details

APN / Parcel Number

Primary APN	`10-041800`
Alternative APN	`005004-9`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	728 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	125 sqft
Patio Area	125 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005004-9
Street Address	305 IRMA DR
City	CHARDON
State	OH
Zip	44024-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	S/L 9 CHARDON PARK ESTATES #1
Legal Subdivision	CHARDON PARK ESTATES
Legal Lot Number	9
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	1
Census Block	1010
Census Tract	312201

Owner

305 Irma Dr is owned and occupied by an individual who bought it in December 2025.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	305 IRMA DR, CHARDON, OH 44024-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on File
Deed Sale	Dec 24, 2025 · Amount on File
Prior Sale	Dec 2, 1991 · Amount on File
Deed Document Number	20251042367
Deed Book / Page	2213 / 3175
Prior Transfer Date	Dec 22, 2025
Prior Transfer Doc	0001042366
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 24, 2025
Property Address	305 IRMA DR, CHARDON, OH 44024-1423
Document Number	0022133175
Book / Page	2213 / 3175
Map Reference	VOL 7 PG 6
Instrument Date	Dec 17, 2025
Instrument	202501042367
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 IRMA DR, CHARDON, OH 44024-1423

Mortgage

Document Number	202501042368
Date	Dec 24, 2025
Instrument	202501042368

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 305 Irma Dr was $2,877, down 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,877.00 (-0.14%)	$56,950 (-) Land $13,130 Building $43,820
2024	$2,881.00 (+4.12%)	$56,950 (-) Land $13,130 Building $43,820
2023	$2,767.00	$56,950 (+19.54%) Land $13,130 Building $43,820	$162,700 Land $37,500 Building $125,200
2022		$47,640 Land $10,500 Building $37,140
2021	$2,798.00
2020			$136,100 Land $30,000 Building $106,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Irma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Irma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20