Middlesex County and Reading Town property record for 309 Haven St, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,416 sqft · built 2015 |
| Lot Size | 0.293 acres (12,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2020) |
| Tax Bill | $9,129 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-3092-0191.0 |
| Primary APN | READ M:017.0-3092-0191.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,416 sqft Living Area |
| Gross Area | 3,617 sqft |
| Basement Area | 1,201 sqft |
| Unfinished Basement | 1,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,799 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 650000001160 |
|---|---|
| Street Address | 309 HAVEN ST |
| City | READING |
| State | MA |
| Zip | 01867-3215 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A40 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 334400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Elliott, Luther, House listed 1984 · 1 contributing resources · NRIS 84002598 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 HAVEN ST, READING, MA 01867-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jan 31, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage USA ALLIANCE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Prior Sale | Apr 6, 2017 · Amount on Record |
| Deed Document Number | 202016103 |
| Deed Book / Page | 74077 / 329 |
| Prior Transfer Date | Jul 19, 2019 |
| Prior Transfer Doc | 0000016103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 309 HAVEN ST, READING, MA 01867-3215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079581-308 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 79581/308 |
| Instrument | 12858 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 31, 2020 |
| Property Address | 309 HAVEN ST, READING, MA 01867-3215 |
| Document Number | 74077-329 |
| Book / Page | 74077 / 329 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 16103 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 HAVEN ST # 2, 2, READING, MA 01867-3215 |
| Document Number | 16104 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 16104 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,129.00 (+1.09%) | $801,500 (+4.01%) Building $801,500 | $1,005,385 (+3.91%) |
| 2024 | $9,031.00 (-2.23%) | $770,600 (+5.03%) Building $770,600 | $967,575 |
| 2023 | $9,237.00 | $733,700 Building $733,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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