295 Haven St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 295 Haven St, Reading, MA 01867 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,309 sqft · built 1920
Lot Size	0.104 acres (4,517 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Jul 2023)
Tax Bill	$9,061 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:017.0-0000-0190.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:017.0-0000-0190.0`
Alternative APNs	`M:017.0=0000=0190.0` `65000000114` `650000001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,309 sqft Living Area
Gross Area	4,458 sqft
Basement Area	1,809 sqft
Unfinished Basement	1,809 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1956
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,517 sqft (0.104 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	65000000114
Street Address	295 HAVEN ST
City	READING
State	MA
Zip	01867-3215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4026
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:017.0-0000-0190.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 HAVEN ST, READING, MA 01867-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 21, 2023	Quit Claim Deed, Transfer · Commercial Mortgage MTG FUNDING 01 LLC
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	202381175
Deed Book / Page	81802 / 160
Prior Transfer Date	Jan 11, 2022
Prior Transfer Doc	079517-576
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	295 HAVEN ST, READING, MA 01867-3215
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084403-106
Date	Jul 24, 2025
Book Page	84403/106
Instrument	87094

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 21, 2023
Property Address	295 HAVEN ST, READING, MA 01867-3215
Document Number	081802-160
Book / Page	81802 / 160
Instrument Date	Jul 21, 2023
Instrument	81175
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 HAVEN ST, READING, MA 01867-3215

Mortgage

Document Number	0000081177
Date	Jul 21, 2023
Instrument	81177

Lender

Name	MTG FUNDING 01 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 11, 2022
Property Address	295 HAVEN ST, READING, MA 01867-3215
Document Number	079517-583
Book / Page	79517 / 583
Instrument Date	Jan 11, 2022
Instrument	5791
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAGAMORE DR, ANDOVER, MA 01810-5116

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 11, 2022
Property Address	295 HAVEN ST, READING, MA 01867-3215
Document Number	079517-576
Book / Page	79517 / 576
Instrument Date	Jan 11, 2022
Instrument	5789
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAGAMORE DR, ANDOVER, MA 01810-5116

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,061.00 (+9.02%)	$795,500 (+12.18%) Land $398,200 Building $397,300
2024	$8,311.00 (+2%)	$709,100 (+9.56%) Land $374,400 Building $334,700
2023	$8,148.00	$647,200 Land $341,700 Building $305,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 503 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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