Schenectady County and Schenectady City property record for 304 Front St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,072 sqft · built 1984 |
| Lot Size | 0.142 acres (6,164 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Oct 2023) |
| Tax Bill | $7,922 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 421500 39.56-3-9.1 |
| Primary APN | 421500 39.56-3-9.1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,072 sqft Gross Area |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 6,164 sqft (0.142 acres) |
| Lot Dimensions | 92 ft deep x 67 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1023 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 3 |
| Legal Lot Number | 9.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20300 |
304 Front St, a residential property, is owned by a company that bought it in October 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 267 SARATOGA RD, SCHENECTADY, NY 12302-4529 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Deed Document Number | 202355414 |
| Deed Book / Page | 2116 / 817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 304 FRONT ST, SCHENECTADY, NY 12305-1023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | AREA TITLE AGENCY, AAA TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 267 SARATOGA RD, SCOTIA, NY 12302-4529 |
| Document Number | 0000023903 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 202523903 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 304 Front St was $7,922, down 0.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,922.00 (-0.09%) | ||
| 2025 | $7,929.00 | $138,300 Land $21,600 Building $116,700 | $229,011 Land $35,767 Building $193,244 |
| 2023 | $138,300 (-) Land $21,600 Building $116,700 | $175,063 (+3.8%) Land $27,342 Building $147,721 | |
| 2022 | $138,300 Land $21,600 Building $116,700 | $168,659 Land $26,342 Building $142,317 | |
| 2021 | $7,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Front St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1980–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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