Beaufort County property record for 309 Flatwater Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,559 sqft · built 2023 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,875,000 (Sep 2025) |
| Tax Bill | $6,974 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242011296 |
| Primary APN | 242011296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,559 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 309 FLATWATER DR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9014 HAMPTON LAKE PH 9 PB153 PG150 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 9 |
| Legal Lot Number | 9014 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records · APN 242011296
Assessment roll updated March 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · VA Mortgage DFT2 FINANCIAL LLC |
| Oct 03, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2025 | Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL LLC |
| Nov 05, 2020 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Nov 05, 2020 · Amount on Record |
| Deed Document Number | 202544500 |
| Deed Book / Page | 4469 / 3154 |
| Last Transfer Date | Oct 03, 2025 |
| Transfer Doc | 0000045071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 09, 2026 |
| Property Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000025551 |
| Book / Page | 4546 / 2844 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202625551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000025551, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 4546/2844 |
| Instrument | 202625551 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 03, 2025 |
| Property Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000045071 |
| Book / Page | 4471 / 28 |
| Map Reference | MB 153 PG 150-152 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 2025045071 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 30, 2025 |
| Property Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000044500 |
| Book / Page | 4469 / 3154 |
| Map Reference | MB 153 PG 150-152 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025044500 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000044501 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 4469/3157 |
| Instrument | 2025044501 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 579 EXECUTIVE CAMPUS DR STE 300, WESTERVILLE, OH 43082 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 05, 2020 |
| Property Address | 309 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000064877 |
| Book / Page | 003931 / 001477 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 64877 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 395 CHAMBERS RD MCDONOUGH GA 302536443, MCDONOUGH, GA 30253-6443 |
Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,974.00 (-0.06%) | $42,180 (-6.94%) | |
| 2024 | $6,978.00 (+133.93%) | $45,328 (+340.93%) Land $10,000 Building $35,328 | $1,133,200 (-) Land $250,000 Building $883,200 |
| 2023 | $2,983.00 (+9.59%) | $10,280 (+14.99%) | $1,133,200 (+660.54%) Land $250,000 Building $883,200 |
| 2022 | $2,722.00 | $8,940 | $149,000 Land $149,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cable One DSL | 30 / 5 |
May also be available: AT&T, Hotwire Communications, T-Mobile USA.
Based on FCC filings for 156 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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