299 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 299 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	6 bd · 12 ba · 4,512 sqft · built 2022
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Apr 2021)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Apr 2021 Sale & Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`242011294`

Property Details

APN / Parcel Number

Primary APN	`242011294`
Alternative APN	`R614 029 000 2356 0000`

Interior

Bedrooms	6 Beds
Full Baths	12 Baths
Half Baths	6 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,512 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.307 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011294
Street Address	299 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9012 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9012
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

299 Flatwater Dr is owned and occupied by an individual who bought it in April 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	299 FLATWATER DR, BLUFFTON, SC 29910-9368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Construction Loan · Construction Mortgage TD BANK NA
Mar 29, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	2021023241
Deed Book / Page	3992 / 1290
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 1, 2021
Property Address	299 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000023241
Book / Page	3992 / 1290
Map Reference	MB 153 PG 150-152
Instrument Date	Mar 29, 2021
Instrument	2021023241
Transaction Type	Construction Loan
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$430.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	299 FLATWATER DR, BLUFFTON, SC 29910-9368

Mortgage

Document Number	0000023242
Date	Apr 1, 2021
Instrument	2021023242

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 29, 2021
Property Address	299 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000022166
Book / Page	3990 / 1772
Map Reference	MB 153 PG 150-152
Instrument Date	Mar 25, 2021
Instrument	2021022166
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$374.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 BROWNS COVE RD STE G, G, RIDGELAND, SC 29936-7281
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 299 Flatwater Dr was $4,122.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (-0.05%)	$26,770 (-8.18%)
2024	$4,124.00 (+2.64%)	$29,156 (-) Land $10,000 Building $19,156	$728,900 (-) Land $250,000 Building $478,900
2023	$4,018.00 (+231.24%)	$29,156 (+340.42%) Land $10,000 Building $19,156	$728,900 (+340.42%) Land $250,000 Building $478,900
2022	$1,213.00 Homeowner's exemption	$6,620	$165,500 Land $165,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 299 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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