304 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 304 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,256 sqft · built 2021
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,050 (Aug 2020)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242011328`

Property Details

APN / Parcel Number

Primary APN	`242011328`
Alternative APN	`R614 029 000 2390 0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011328
Street Address	304 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9046 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9046
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 FLATWATER DR, BLUFFTON, SC 29910-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Aug 18, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Jul 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	2020045308
Deed Book / Page	3897 / 2434
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	304 FLATWATER DR, BLUFFTON, SC 29910-9715
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006932
Date	Jan 29, 2021
Book Page	3965/1150
Instrument	2021006932

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 18, 2020
Property Address	304 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000045308
Book / Page	003897 / 002434
Instrument Date	Aug 13, 2020
Instrument	45308
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$766.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 RIDGEFIELD DR SHOREHAM NY 117862035, SHOREHAM, NY 11786-2035

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 9, 2020
Property Address	304 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000036259
Book / Page	003882 / 001984
Instrument Date	Jul 3, 2020
Instrument	36259
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,635.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	591 BROWNS COVE RD #G RIDGELAND SC 299367281, G, RIDGELAND, SC 29936-7281
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 (-0.07%)	$27,770 (-28.58%)
2024	$4,598.00	$38,880 (-) Land $14,000 Building $24,880	$972,000 (-) Land $350,000 Building $622,000
2023	$4,598.00 (-34.84%)	$38,880 (+61.03%) Land $14,000 Building $24,880	$972,000 (+61.03%) Land $350,000 Building $622,000
2022	$7,056.00 Homeowner's exemption	$24,144 Land $8,280 Building $15,864	$603,600 Land $207,000 Building $396,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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