Effingham County property record for 309 Flat Bush Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,148 sqft · built 2003 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Apr 2018) |
| Tax Bill | $5,138 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0273C-036-000 |
| Primary APN | 0273C-036-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,148 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 622 sqft |
| Porch | Patio |
| Porch Area | 531 sqft |
| Patio Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1716 |
|---|---|
| Street Address | 309 FLAT BUSH DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .90 AC LOT 36 |
| Legal Subdivision | HONEY RIDGE ESTATES |
| Legal Phase | 1B |
| Legal Block | 1B |
| Legal Lot Number | 36 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30207 |
309 Flat Bush Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Apr 26, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Prior Sale | Oct 15, 2003 · Amount on File |
| Deed Document Number | 20181013 |
| Deed Book / Page | 2464 / 661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Document Number | 0000002644/0000000796 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 0000002644/0000000796 |
| Instrument | 012917 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 26, 2018 |
| Property Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Document Number | 002464/661 |
| Book / Page | 2464 / 661 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018-001013 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Document Number | 002464/662 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 2464/662 |
| Instrument | 003849 |
| Name | BANKSOUTH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 26, 2018 |
| Property Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
| Document Number | 002464/675 |
| Book / Page | 2464 / 675 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018-001014 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 FLAT BUSH DR, 309, GUYTON, GA 31312-4528 |
| Name | Verified Name |
|---|---|
| Address | 309 FLAT BUSH DR, GUYTON, GA 31312-4528 |
The 2025 property tax bill for 309 Flat Bush Dr was $5,138, up 10.6% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,654 (-) Land $32,000 Building $123,654 | $389,134 (-) Land $80,000 Building $309,134 | |
| 2025 | $5,138.00 (+10.59%) | $155,654 (+2.96%) Land $32,000 Building $123,654 | $389,134 (+2.96%) Land $80,000 Building $309,134 |
| 2024 | $4,646.00 (+12.17%) | $151,172 (+6.72%) Land $30,000 Building $121,172 | $377,930 (+6.72%) Land $75,000 Building $302,930 |
| 2023 | $4,142.00 (+16.09%) | $141,647 (+26.02%) Land $26,000 Building $115,647 | $354,117 (+26.02%) Land $65,000 Building $289,117 |
| 2022 | $3,568.00 | $112,403 Land $18,000 Building $94,403 | $281,008 Land $45,000 Building $236,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Flat Bush Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Flat Bush Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINEORA WATER SYSTEM private · serves 94 people · EPA ID GA1030028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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