309 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 309 E Water St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,731 sqft · built 1900
Lot Size0.2 acres (8,733 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Oct 2020)
Tax Bill$8,508 (2026)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN111530800200

Property Details

APN / Parcel Number

Primary APN111530800200

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths5 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,731 sqft Living Area
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,733 sqft (0.2 acres)
Lot Dimensions123 ft deep x 71 ft wide
Garage TypeAttached
Garage Area807 sqft
Parking Spaces3 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address309 E WATER ST
CityDECORAH
StateIA
Zip52101-1921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 1 & E 18' L 2 BLK L 1 & E 18' L 2 BLK 44 ORIG DECORAH 44 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section15
Legal SubdivisionDECORAH
Legal Block44,L
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1051
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address108 SUNSET DR, DECORAH, IA 52101-1014
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020 · Amount on Record
Deed SaleOct 7, 2020 · Amount on Record
Prior SaleMay 17, 2012 · Amount on Record
Deed Document Number20204163
Deed Book / Page2020 / 4163
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateOct 7, 2020
Property Address309 E WATER ST, DECORAH, IA 52101-1921
Document Number02020/4163
Book / Page2020 / 4163
Instrument DateOct 6, 2020
Instrument2020 4163
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$559.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 SUNSET DR, DECORAH, IA 52101-1014

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,508.00$394,140 (-) Land $40,700 Building $353,440$394,140 (-) Land $40,700 Building $353,440
2025$8,508.00 (+9.47%)$394,140 (+12.45%) Land $40,700 Building $353,440$394,140 (+12.45%) Land $40,700 Building $353,440
2024$7,772.00 (+15.35%)
2023$350,500 (+17.65%) Land $40,700 Building $309,800$350,500 (+17.65%) Land $40,700 Building $309,800
2022$6,738.00$297,910 Land $33,920 Building $263,990
2021$297,910 Land $33,920 Building $263,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

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