306 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 306 E Water St, Decorah, IA 52101

Property Summary

Property TypeCemetery, Funeral Home, Mortuary
Details7,186 sqft · built 1986
Lot Size0.721 acres (31,386 sqft)
OwnerCompany Name on Record
Last Sale$413,000 (Mar 2022)
Tax Bill$24,596 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111530101900

Property Details

APN / Parcel Number

Primary APN111530101900
Alternative APN
  • 111530101800

Interior

Stories1 Story
Building Area7,186 sqft Gross Area
1st Floor Area3,808 sqft
Basement Area3,808 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialEIFS / Synthetic Stucco
Roof MaterialMetal
Lot Area31,386 sqft (0.721 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address306 E WATER ST
CityDECORAH
StateIA
Zip52101-1922
Property CategoryCommercial
Property TypeCommercial > Retail > Cemetery, Funeral Home, Mortuary
Legal DescriptionLOTS 2-2, 3-2, 1, 2, 1-3 & H5 NW SW, LOT 1-4 NE SE BLK 45 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section15
Legal Block45
Legal Lot Number1-4
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1035
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 133, DECORAH, IA 52101-0133
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2022 · Amount on Record
Deed SaleMar 8, 2022 · Amount on Record
Deed Document Number2022697
Deed Book / Page2022 / 697
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateMar 8, 2022
Property Address306 E WATER ST, DECORAH, IA 52101-1922
Document Number002022/697
Book / Page2022 / 697
Instrument DateMar 7, 2022
Instrument2022 0697
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 SOUTH AVE, DECORAH, IA 52101-1440

Mortgage

Document Number002022/761
DateMar 14, 2022
Book Page2022/761
Instrument2022 0761
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,596.00$771,560 (-) Land $84,580 Building $686,980$771,560 (-) Land $84,580 Building $686,980
2025$24,596.00 (+6.95%)$771,560 (+98.06%) Land $84,580 Building $686,980$771,560 (+98.06%) Land $84,580 Building $686,980
2024$22,998.00 (+74.89%)
2023$389,560 (-10.69%) Land $84,580 Building $304,980$389,560 (-10.69%) Land $84,580 Building $304,980
2022$13,150.00$436,210 Land $70,490 Building $365,720
2021$436,210 Land $70,490 Building $365,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

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