Winneshiek County property record for 228 E Water St, Decorah, IA 52101
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 4 ba · 1,768 sqft · built 1900 |
| Lot Size | 0.127 acres (5,535 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Jun 2020) |
| Tax Bill | $3,560 (2026) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 111642802500 |
| Primary APN | 111642802500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Total Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 280 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,535 sqft (0.127 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 228 E WATER ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1804 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOTS 1-1 & 1-2 BLK 1 LOTS 1-1 & 1-2 BLK 1 ORIG DECORAH ORIG DECORAH |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 16 |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decorah Commercial Historic District listed 2017 · 86 contributing resources · NRIS 100001482 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
228 E Water St, a duplex, is owned by a company that bought it in June 2020.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 616 CRUSHING HEIGHTS DR, DECORAH, IA 52101-2211 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Deed Document Number | 20201952 |
| Deed Book / Page | 2020 / 1952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jun 5, 2020 |
| Property Address | 228 E WATER ST, DECORAH, IA 52101-1804 |
| Document Number | 02020/1952 |
| Book / Page | 2020 / 1952 |
| Map Reference | PB 1 PG 10 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020 1952 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 CRUSHING HEIGHTS DR, DECORAH, IA 52101-2211 |
The 2026 property tax bill for 228 E Water St was $3,560.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,560.00 | $203,570 (-) Land $51,560 Building $152,010 | $203,570 (-) Land $51,560 Building $152,010 |
| 2025 | $3,560.00 (+1.19%) | $203,570 Land $51,560 Building $152,010 | $203,570 Land $51,560 Building $152,010 |
| 2024 | $3,518.00 | ||
| 2023 | $184,580 (+22.25%) Land $51,560 Building $133,020 | $184,580 Land $51,560 Building $133,020 | |
| 2022 | $3,194.00 | $150,990 Land $42,970 Building $108,020 | |
| 2021 | $150,990 Land $42,970 Building $108,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 E Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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