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  5. E Oregon St

309 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 309 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,729 sqft · built 1993
Lot Size0.347 acres (15,115 sqft)
OwnerIndividual Name on File
Last Sale$359,000 (Mar 2022)
Tax Bill$3,567 (2025)
Deeds & MortgagesDec 2022 Transfer
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL22-10-000-040-00

Property Details

APN / Parcel Number

Primary APNL22-10-000-040-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,729 sqft Living Area
1st Floor Area1,468 sqft
Basement Area1,280 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions119 ft deep x 200 ft wide
Garage Area816 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address309 E OREGON ST
CityLAPEER
StateMI
Zip48446-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER R T8N, R10E, SEC 33 COM 869.5 FT W OF SE COR OF W 1/2 OF SW 1/4 TH N 233 FT TH W PAR TO S SEC LN 35 FT TH S 75
Legal Range10E
Legal Township08N
Legal Section33
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3000
Census Tract337500

Owner

Source: Lapeer County records · APN L22-10-000-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 E OREGON ST, LAPEER, MI 48446-2325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Intrafamily Transfer, Transfer
Mar 01, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2022 · Amount on Record
Deed SaleMar 01, 2022 · Amount on Record
Deed Book / Page3277 / 408
Last Transfer DateDec 13, 2022
Transfer Doc0033300755
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAPEER MI
Recording DateDec 14, 2022
Property Address309 E OREGON ST, LAPEER, MI 48446-2325
Document Number0033300755
Book / Page3330 / 755
Instrument DateNov 21, 2022
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address309 E OREGON ST, LAPEER, MI 48446-2325

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E OREGON ST, LAPEER, MI 48446-2325

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMar 01, 2022
Property Address309 E OREGON ST, LAPEER, MI 48446-2325
Document Number0032770408
Book / Page3277 / 408
Instrument DateFeb 25, 2022
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNOT AVAILABLE, BELL TITLE OF LAPEER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address309 E OREGON ST, 309, LAPEER, MI 48446-2325

Transferred To (Grantee/Buyer)

NameVerified Name
Address2201 LANDMARK DR, LAPEER, MI 48446-9022

Mortgage

Document Number0003277412
DateMar 01, 2022
Instrument3277/412
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term348 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,567.00 (-31.42%) Homeowner's exemption$183,300 (+8.85%)$366,600 (+8.85%)
2024$5,201.00 (+105.17%)
2023$168,400$336,800
2022$2,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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