240 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 240 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1992
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$84,500 (Nov 2016)
Tax Bill$1,223 (2025)
Deeds & MortgagesMay 2018 Refinance
Flood ZoneZone X (minimal risk)
APNL20-85-703-040-00

Property Details

APN / Parcel Number

Primary APNL20-85-703-040-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 74 ft wide
Garage Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address240 E OREGON ST
CityLAPEER
StateMI
Zip48446-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER, T7N,R10E, SEC 5 BEG INT S LN OF OREGON ST & W LN OF RAILROAD ST TH S0*53'E ALG W LN RR ST 100 FT; TH
Legal Range10E
Legal Township07N
Legal Section05
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3002
Census Tract337500

Owner

Source: Lapeer County records · APN L20-85-703-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address527 RAILROAD ST, LAPEER, MI 48446-2304
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2016 · Amount on Record
Deed SaleNov 22, 2016 · Amount on Record
Prior SaleNov 10, 1992 · Amount on Record
Deed Book / Page2862 / 905
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address240 E OREGON ST, LAPEER, MI 48446-2322
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029610939
DateMay 21, 2018
Book Page2961/939
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,223.00 (-53.18%)$86,400 (+18.03%)$172,800 (+18.03%)
2023$73,200$146,400
2022$2,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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