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292 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 292 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,320 sqft · built 2006
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Sep 2014)
Tax Bill$1,286 (2025)
Deeds & MortgagesDec 2017 Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNL20-83-401-040-00

Property Details

APN / Parcel Number

Primary APNL20-83-401-040-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,320 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions130 ft deep x 67.5 ft wide
Garage Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address292 E OREGON ST
CityLAPEER
StateMI
Zip48446-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER T7N, R10E, SEC 4 COM S01*36'12E 33 FT & E 67.5 FT FRM NW COR OF SEC
Legal Range10E
Legal Township07N
Legal Section04
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3003
Census Tract337500

Owner

Source: Lapeer County records · APN L20-83-401-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address292 E OREGON ST, LAPEER, MI 48446-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 20, 2017Loan Modification, Mortgage · Conventional with PMI
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2014 · Amount on Record
Deed SaleSep 15, 2014 · Amount on Record
Prior SaleApr 24, 2006 · Amount on Record
Deed Book / Page2726 / 375
Prior Transfer DateMay 04, 2007
Prior Transfer Doc0022580427
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address292 E OREGON ST, LAPEER, MI 48446-2333
Document Number0029430433
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedMay 03, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 E OREGON ST LAPEER MI 484462333, LAPEER, MI 48446-2333

Mortgage

Document Number0029430433
DateFeb 01, 2018
Book Page002943/000433
Lender
NameHUD-HOUSING/URBAN DEV
AddressLAPEER, MI 48446
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAPEER MI
Property Address292 E OREGON ST, LAPEER, MI 48446-2333
Document Number0029430428
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 E OREGON ST LAPEER MI 484462333, LAPEER, MI 48446-2333

Mortgage

Document Number0029430428
DateFeb 01, 2018
Book Page002943/000428
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 31, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00 (-31.41%) Homeowner's exemption$105,900 (+19.8%)$211,800 (+19.8%)
2024$1,875.00 (+10.55%)
2023$88,400$176,800
2022$1,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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