309 E Madison St, Goshen, IN 46526 Property Records

Elkhart County property record for 309 E Madison St, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1910
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2025)
Tax Bill	$1,430 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-477-008.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-477-008.000-015`
Alternative APN	`1109477008015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	952 sqft
Basement Area	952 sqft
Game Room	Game Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	66 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Patio Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1109477008015
Old Parcel Number	1109477008015
Street Address	309 E MADISON ST
City	GOSHEN
State	IN
Zip	46526-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SECOND SOUTH ADD 50FT E END 23
Legal Subdivision	SOUTH ADD
Legal Block	477
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1020
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E MADISON ST, GOSHEN, IN 46526-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Sep 18, 2025	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jun 9, 2015
Deed Document Number	2025-16291
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	309 E MADISON ST, GOSHEN, IN 46526-3429
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E MADISON ST, GOSHEN, IN 46526-3429

Mortgage

Document Number	0000006292
Date	Sep 18, 2025
Instrument	2025-16292

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	309 E MADISON ST, GOSHEN, IN 46526-3429
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006293
Date	Sep 18, 2025
Instrument	2025-16293

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	GOSHEN, IN 46526

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 18, 2025
Property Address	309 E MADISON ST, GOSHEN, IN 46526-3429
Document Number	0000006291
Instrument Date	Sep 17, 2025
Instrument	2025-16291
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E MADISON ST, GOSHEN, IN 46526-3429

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,400 (+13.07%) Land $12,700 Building $189,700	$202,400 (+13.07%) Land $12,700 Building $189,700
2024	$1,430.00 (+5.15%)	$179,000 (+4.25%) Land $12,700 Building $166,300	$179,000 (+4.25%) Land $12,700 Building $166,300
2023		$171,700 (+13.03%) Land $12,700 Building $159,000	$171,700 (+13.03%) Land $12,700 Building $159,000
2022	$1,360.00 Homeowner's exemption	$151,900 Land $12,700 Building $139,200	$151,900 Land $12,700 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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