320 E Madison St, Goshen, IN 46526 Property Records

Elkhart County property record for 320 E Madison St, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 2,336 sqft · built 1830
Lot Size	0.146 acres (6,403 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,241 (2024)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-480-015.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-480-015.000-015`
Alternative APN	`1109480015015`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,168 sqft
Upper Floors Area	1,168 sqft
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1830
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	66 ft deep x 97 ft wide
Garage Type	Mixed
Garage Area	352 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1109480015015
Old Parcel Number	1109480015015
Street Address	320 E MADISON ST
City	GOSHEN
State	IN
Zip	46526-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SECOND SOUTH ADD 97FT E END 17
Legal Subdivision	SOUTH ADD
Legal Block	480
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1029
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19595 EDGEWATER DR, GOSHEN, IN 46526-8978
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	320 E MADISON ST, GOSHEN, IN 46526-3430
Document Number	0000017958
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E MADISON ST GOSHEN IN 465263430, GOSHEN, IN 46526-3430

Mortgage

Document Number	0000017958
Date	Aug 30, 2018
Instrument	17958

Lender

Name	LAKE CTY BK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Term	120 Months
Due	Aug 29, 2028

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,000 (+12.86%) Land $24,600 Building $211,400	$236,000 (+12.86%) Land $24,600 Building $211,400
2024	$5,241.00 (+15.24%)	$209,100 (+4.24%) Land $24,600 Building $184,500	$209,100 (+4.24%) Land $24,600 Building $184,500
2023		$200,600 (+12.19%) Land $24,600 Building $176,000	$200,600 (+12.19%) Land $24,600 Building $176,000
2022	$4,548.00	$178,800 Land $24,600 Building $154,200	$178,800 Land $24,600 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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