113 E Madison St, Goshen, IN 46526 Property Records

Elkhart County property record for 113 E Madison St, Goshen, IN 46526

Property Summary

Property Type	Commercial Office
Details	3 bd · 3 ba · 6,464 sqft · built 1940
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,649 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-454-017.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-454-017.000-015`
Alternative APN	`1109454017015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,464 sqft Gross Area
1st Floor Area	3,283 sqft
Upper Floors Area	888 sqft
Attic	Attic
Attic Area	1,044 sqft
Basement Area	1,827 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,369 sqft (0.261 acres)
Garage Type	Attached
Garage Area	310 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	354 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	113 E MADISON ST
City	GOSHEN
State	IN
Zip	46526-3938
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	ZO01
Legal Description	SECOND SOUTH ADD LOT 58 & 17FT OFF S SIDE LOT 59 (TIF 128)
Legal Subdivision	SECOND SOUTH ADD
Legal Block	454
Legal Lot Number	58,59
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	2
Census Block	2027
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 E MADISON ST, GOSHEN, IN 46526-3938
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit CAMPBELL & FETTER BK
Jul 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2021	Re-recorded Document
Apr 1, 2019	Warranty Deed, Transfer · Line of Credit CAMPBELL & FETTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Prior Sale	Jul 8, 2004
Deed Document Number	202015092
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	0000003531
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	113 E MADISON ST, GOSHEN, IN 46526-3938
Document Number	0000018897
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 CROSS ST GOSHEN IN 465282931, GOSHEN, IN 46528-2931

Mortgage

Document Number	0000018897
Date	Aug 21, 2020
Instrument	18897

Lender

Name	CAMPBELL & FETTER BK
Type	Bank
Address	KENDALLVILLE, IN 46755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 14, 2020
Property Address	113 E MADISON ST, GOSHEN, IN 46526-3938
Document Number	0000015092
Instrument Date	Jul 13, 2020
Instrument	15092
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 CROSS ST GOSHEN IN 465282931, GOSHEN, IN 46528-2931

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ELKHART IN
Recording Date	Sep 1, 2021
Property Address	113 E MADISON ST, GOSHEN, IN 46526-3938
Document Number	0000003531
Map Reference	DD 15 PG 48
Instrument Date	Jul 1, 2020
Instrument	2021-23531
Record Updated	Sep 13, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CROSS ST, GOSHEN, IN 46528-2931

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 1, 2019
Property Address	113 E MADISON ST, GOSHEN, IN 46526-3938
Document Number	0000005974
Map Reference	DD 15 PG 489
Instrument Date	Mar 29, 2019
Instrument	2019-05974
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CROSS ST, GOSHEN, IN 46528-2931

Mortgage

Document Number	0000005975
Date	Apr 1, 2019
Instrument	2019-05975

Lender

Name	CAMPBELL & FETTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,400 (+14%) Land $35,400 Building $401,000	$436,400 (+14%) Land $35,400 Building $401,000
2024	$7,649.00 (+18.41%)	$382,800 (+19.14%) Land $35,400 Building $347,400	$382,800 (+19.14%) Land $35,400 Building $347,400
2023		$321,300 (-11.02%) Land $35,400 Building $285,900	$321,300 (-11.02%) Land $35,400 Building $285,900
2022	$6,460.00 Homeowner's exemption	$361,100 Land $35,400 Building $325,700	$361,100 Land $35,400 Building $325,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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