Allen County property record for 309 E 4th St, Spencerville, OH 45887 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,964 sqft · built 1949 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Nov 2012) |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1207-09-008.000 |
| Primary APN | 44-1207-09-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 4,368 sqft |
| 1st Floor Area | 1,964 sqft |
| Basement Area | 1,964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 309 E 4TH ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J A KEITHS ADDITION LOTS 589 & 590 JOINT TEN FF 132.00 |
| Legal Subdivision | J A KEITHS ADDITION |
| Legal Lot Number | 589 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10600 |
Source: Allen County records · APN 44-1207-09-008.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E 4TH ST, SPENCERVILLE, OH 45887-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2012 · Amount on Record |
| Deed Sale | Nov 26, 2012 · Amount on Record |
| Prior Sale | Mar 01, 1983 · Amount on Record |
| Deed Document Number | 201216014 |
| Prior Transfer Date | Jun 15, 2012 |
| Prior Transfer Doc | 6180008096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 309 E 4TH ST, SPENCERVILLE, OH 45887-1207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3310004199 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 2021/4199 |
| Instrument | 202103310004199 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 309 E 4TH ST, SPENCERVILLE, OH 45887-1207 |
| Document Number | 0000010814 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 E 4TH ST SPENCERVILLE OH 458871207, SPENCERVILLE, OH 45887-1207 |
| Document Number | 0000010814 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 10814 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 09, 2045 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 (-0.34%) | $44,740 (-) Land $9,490 Building $35,250 | $127,800 (-) Land $27,100 Building $100,700 |
| 2024 | $1,473.00 (+14.19%) Homeowner's exemption | $44,740 (+22.07%) Land $9,490 Building $35,250 | $127,800 (+22.06%) Land $27,100 Building $100,700 |
| 2023 | $1,290.00 (-0.31%) Homeowner's exemption | $36,650 (-) Land $7,770 Building $28,880 | |
| 2022 | $1,294.00 Homeowner's exemption | $36,650 Land $7,770 Building $28,880 | |
| 2021 | $104,700 Land $22,200 Building $82,500 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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