220 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 220 E 4th St, Spencerville, OH 45887 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,749 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$992 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-1207-12-001.000`

Property Details

APN / Parcel Number

Primary APN	`44-1207-12-001.000`
Alternative APN	`E1944120712001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,749 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	1,059 sqft
Upper Floors Area	690 sqft
Basement Area	826 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	178 sqft
Deck Area	220 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	220 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS ADDITION TO THE TOWN OF SPENCER LOT 199 JOINT TEN FF 66.00
Legal Subdivision	MILLERS ADDITION
Legal Lot Number	199
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4017
Census Tract	10600

Owner

Source: Allen County records · APN 44-1207-12-001.000

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 E 4TH ST, SPENCERVILLE, OH 45887-1206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2023
Deed Sale	May 23, 2023
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	20234258
Prior Transfer Date	May 13, 2023
Prior Transfer Doc	0000004258
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	May 23, 2023
Property Address	220 E 4TH ST, SPENCERVILLE, OH 45887-1206
Document Number	5230004258
Book / Page	2023 / 4258
Map Reference	MB 1 PG 5
Instrument Date	May 13, 2023
Instrument	202305230004258
Transaction Type	Transfer
Record Updated	Jun 02, 2023
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E 4TH ST, SPENCERVILLE, OH 45887-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 E 4TH ST, SPENCERVILLE, OH 45887-1206

Mortgage

Document Number	5230004259
Date	May 23, 2023
Instrument	202305230004259

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (-0.3%)	$30,170 (-) Land $5,950 Building $24,220	$86,200 (-) Land $17,000 Building $69,200
2024	$995.00 (+13.97%) Homeowner's exemption	$30,170 (+22.05%) Land $5,950 Building $24,220	$86,200 (+22.1%) Land $17,000 Building $69,200
2023	$873.00 (+11.64%) Homeowner's exemption	$24,720 (+11.91%) Land $4,870 Building $19,850
2022	$782.00 Homeowner's exemption	$22,090 Land $4,870 Building $17,220
2021			$70,600 Land $13,900 Building $56,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.