316 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 316 E 4th St, Spencerville, OH 45887

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,580 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Feb 2026)
Tax Bill$549 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN44-1207-11-001.000

Property Details

APN / Parcel Number

Primary APN44-1207-11-001.000
Alternative APN
  • E1944120711001000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,580 sqft Living Area
Gross Area1,700 sqft
1st Floor Area1,084 sqft
Upper Floors Area496 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area258 sqft
Patio Area126 sqft
Shed1 Shed
Shed Area240 sqft
Canopy154 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address316 E 4TH ST
CitySPENCERVILLE
StateOH
Zip45887-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL LOT 215 LIFE ESTATE FF 066.000
Legal SubdivisionMILLERS ADD/VLG/SPENCERVILLE
Legal Lot Number215
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4016
Census Tract10600

Owner

Source: Allen County assessment roll, APN 44-1207-11-001.000, as of May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address323 WILSON AVE, PORT CLINTON, OH 43452-1741
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Intrafamily Transfer, Transfer
Jul 31, 2026Re-recorded Document, Transfer
NONE LISTED ON DOCUMENT
Feb 13, 2026Survivorship Deed, Transfer
SUPERIOR CU INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2026 · Amount on Record
Deed SaleFeb 13, 2026 · Amount on Record
Prior SaleMar 01, 1972 · Amount on Record
Deed Document Number20261435
Last Transfer DateFeb 27, 2026
Transfer Doc0000007990
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEN OH
Recording DateFeb 27, 2026
Property Address316 E 4TH ST, SPENCERVILLE, OH 45887-1208
Document Number2270001946
Book / Page2026 / 1946
Map ReferencePB1 PG 5
Instrument DateFeb 27, 2026
Instrument202602270001946
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 WILSON AVE, PORT CLINTON, OH 43452-1741

July 2026: Re-recorded Document, Transfer

Document TypeRe-recorded Document
JurisdictionALLEN OH
Recording DateJul 31, 2026
Property Address316 E 4TH ST, SPENCERVILLE, OH 45887-1208
Document Number0000007990
Instrument DateFeb 27, 2026
Instrument20267990
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 WILSON AVE, PORT CLINTON, OH 43452-1741

February 2026: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionALLEN OH
Recording DateFeb 13, 2026
Property Address316 E 4TH ST, SPENCERVILLE, OH 45887-1208
Document Number2130001435
Book / Page2026 / 1435
Map ReferencePB1 PG 5
Instrument DateFeb 11, 2026
Instrument202602130001435
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address316 E 4TH ST, SPENCERVILLE, OH 45887-1208

Mortgage

Document Number2130001436
DateFeb 13, 2026
Instrument202602130001436
Lender
NameSUPERIOR CU INC
TypeCredit Union
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Allen County assessment roll as of May 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
MunicipalitySpencerville Village
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (-2.14%) Homeowner's exemption$26,740 (-) Land $5,950 Building $20,790$76,400 (-) Land $17,000 Building $59,400
2024$561.00 (+23.57%) Homeowner's exemption$26,740 (+21.99%) Land $5,950 Building $20,790$76,400 (+22.04%) Land $17,000 Building $59,400
2023$454.00 (-3.2%) Homeowner's exemption$21,920 (-) Land $4,870 Building $17,050
2022$469.00 Homeowner's exemption$21,920 Land $4,870 Building $17,050
2021$62,600 Land $13,900 Building $48,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), as of June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030106004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 441 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: Defiance Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0201312, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCERVILLE VILLAGE
serves 2,261 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 4th St

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