303 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 303 Chimney Oak Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,408 sqft · built 1975
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jan 2015)
Tax Bill	$3,222 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-131362`

Property Details

APN / Parcel Number

Primary APN	`01-131362`
Alternative APNs	`1131362` `131362`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Porch	Porch
Porch Area	192 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	131362
Street Address	303 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 100B B 73 5175 SF 303 CHIMNEY OAK DRIVE JOPPATOWNE S6 PT 24/64
Legal Subdivision	JOPPATOWNE
Legal Block	73
Legal Lot Number	73,100B
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2002
Census Tract	301402

Owner

303 Chimney Oak Dr, a townhouse, is owned and occupied by two individuals who acquired it in January 2016.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015 · Amount on File
Deed Sale	Jan 13, 2015 · Amount on File
Deed Book / Page	11064 / 38
Last Transfer Date	Jan 14, 2016
Transfer Doc	0116360188
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	303 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	ELEVATED NATIONAL SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144240369
Date	Jan 21, 2021
Book Page	14424/369

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 303 Chimney Oak Dr was $3,222 with a homeowner's exemption, up 29.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,222.00 (+29.14%) Homeowner's exemption	$295,633 (+6.13%)	$312,700 (-) Land $55,000 Building $257,700
2025	$2,495.00 Homeowner's exemption	$278,567	$312,700 Land $55,000 Building $257,700
2023		$249,933	$261,500 Land $55,000 Building $206,500
2022	$2,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Chimney Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Chimney Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880