Flathead County property record for 309 Canal St, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,938 sqft · built 1997 |
| Lot Size | 0.645 acres (28,096 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $18,673 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0739537 |
| Primary APN | R0739537 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,938 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Upper Floors Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,096 sqft (0.645 acres) |
| Garage Type | Mixed |
| Garage Area | 2,516 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,153 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000001471 |
|---|---|
| Street Address | 309 CANAL ST |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE BEND WEST RESUB L2, S27, T27 N, R20 W, LOT 5 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 27 |
| Legal Subdivision | EAGLE BEND WEST RESUB L2 |
| Legal Lot Number | 5 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1304 |
309 Canal St is held in a trust since September 2026.
Source: Flathead County records, as of October 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 46 SIR FRANCIS DRAKE BLVD, ROSS, CA 94957-9601 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 10, 2025 | Personal Representative Deed, Transfer MICHAEL LOPACH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 |
| Deed Sale | Sep 14, 2026 |
| Prior Sale | Sep 10, 2025 · Amount on File |
| Deed Document Number | 202620543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 14, 2026 |
| Property Address | 309 CANAL ST, BIGFORK, MT 59911-6267 |
| Document Number | 0000020543 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202620543 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 46 SIR FRANCIS DRAKE BLVD, ROSS, CA 94957-9601 |
| Investor | Possibly a Property Investor |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 10, 2025 |
| Property Address | 309 CANAL ST, BIGFORK, MT 59911-6267 |
| Document Number | 202500019649 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 202500019649 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 MULLAN RD, MISSOULA, MT 59808-1834 |
| Document Number | 202500019650 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 202500019650 |
| Name | MICHAEL LOPACH |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 10, 2026 |
The 2026 property tax bill for 309 Canal St was $18,673, up 26.4% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,673.00 (+26.37%) | $2,478,500 (+1.82%) | |
| 2025 | $14,777.00 | $2,434,300 | $2,478,500 Land $694,909 Building $1,783,591 |
| 2023 | $12,103.00 | $1,620,500 | $1,620,500 Land $419,411 Building $1,201,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Canal St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Canal St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
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