Hillsborough County property record for 309 Blue Point Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,788 sqft · built 2018 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Mar 2026) |
| Tax Bill | $3,698 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 055639-0868 |
| Primary APN | 055639-0868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 1,788 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 36 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556390868 |
|---|---|
| Street Address | 309 BLUE POINT DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMC-12 |
| Legal Description | SHELL POINT ROAD SUBDIVISION LOT 39 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 05 |
| Legal Subdivision | SHELL POINT ROAD SUBDIVISION |
| Legal Lot Number | 39 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 14122 |
309 Blue Point Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UTILITIES EMPS CU |
| Sep 19, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Sep 19, 2018 · Amount on File |
| Deed Document Number | 2026109833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 20, 2026 |
| Property Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000109833 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026109833 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6430 TIMBER BLUFF PT APT 201, 201, COLORADO SPRINGS, CO 80918-6223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000109834 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026109834 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000437559 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 BLUE POINT DR RUSKIN FL 335707639, RUSKIN, FL 33570-7639 |
| Document Number | 0000437559 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 437559 |
| Name | UTILITIES EMPS CU |
|---|---|
| Address | WYOMISSING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 21, 2027 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 19, 2018 |
| Property Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000379170 |
| Book / Page | 26076 / 0004 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2018379170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,351.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 309 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000379171 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018379171 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 309 Blue Point Dr was $3,698, up 8.1% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,822 (+28.59%) Land $74,102 Building $177,720 | $251,822 (-5.86%) Land $74,102 Building $177,720 | |
| 2025 | $3,698.00 (+8.1%) Homeowner's exemption | $195,835 | $267,506 Land $86,988 Building $180,518 |
| 2024 | $3,421.00 (+3.92%) | ||
| 2023 | $3,292.00 (+5.31%) Homeowner's exemption | $184,773 (+3%) | $267,260 (+12.76%) Land $83,767 Building $183,493 |
| 2022 | $3,126.00 Homeowner's exemption | $179,391 | $237,011 Land $57,995 Building $179,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Blue Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Blue Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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