306 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 306 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size0.138 acres (6,004 sqft)
OwnerIndividual Name on File
Last Sale$204,990 (Apr 2019)
Tax Bill$3,995 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN055639-0794

Property Details

APN / Parcel Number

Primary APN055639-0794
Alternative APN
  • U053219B0F000000000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,505 sqft
1st Floor Area1,846 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,004 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchScreened Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390794
Street Address306 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 2
Legal Range19E
Legal Township32S
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

306 Blue Point Dr is owned and occupied by an individual who bought it in April 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address306 BLUE POINT DR, RUSKIN, FL 33570-7638
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Apr 27, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2019 · Amount on File
Deed SaleApr 27, 2019 · Amount on File
Deed Document Number2019176861
Deed Book / Page26575 / 1553
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateApr 14, 2026
Property Address306 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000142493
Instrument DateMar 16, 2026
Instrument2026142493
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number0000142493,
DateApr 14, 2026
Instrument2026142493
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueApr 1, 2066
Interest
Rate6.09%
Max Rate-1%

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 27, 2019
Property Address306 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000176861
Book / Page26575 / 1553
Map ReferenceMB 130 PG 293-296
Instrument DateApr 23, 2019
Instrument2019176861
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number0000176862
DateApr 27, 2019
Instrument2019176862
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 306 Blue Point Dr was $3,995 with a homeowner's exemption, up 8.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,838 (+2.7%)$253,530 (-5.6%) Land $69,719 Building $183,811
2025$3,995.00 (+8.12%) Homeowner's exemption$212,111$268,562 Land $81,844 Building $186,718
2024$3,695.00 (+3.82%)
2023$3,559.00 (+5.08%) Homeowner's exemption$200,129 (+3%)$277,074 (+15.53%) Land $78,813 Building $198,261
2022$3,387.00 Homeowner's exemption$194,300$239,823 Land $54,563 Building $185,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Blue Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Blue Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Blue Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number