304 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 304 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,771 sqft · built 2019
Lot Size0.138 acres (6,002 sqft)
Owner2 Individual Names on Record
Last Sale$259,000 (May 2021)
Tax Bill$4,858 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN055639-0792

Property Details

APN / Parcel Number

Primary APN055639-0792
Alternative APN
  • U053219B0F000000000010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,771 sqft Living Area
Gross Area2,536 sqft
1st Floor Area1,771 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,002 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchScreened Porch
Porch Area16 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390792
Street Address304 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 1
Legal Range19E
Legal Township32S
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 BLUE POINT DR, RUSKIN, FL 33570-7638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
May 17, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2021 · Amount on Record
Deed SaleMay 6, 2021 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Document Number2021227143
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 6, 2021
Property Address304 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number2021227143
Map ReferenceMB 130 PG 293-296
Instrument DateMay 4, 2021
Instrument2021227143
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11309 CARROLLWOOD WEST PL, 11309, TAMPA, FL 33618-3813

Transferred To (Grantee/Buyer)

NameVerified Name
Address11032 STONE BRANCH DR, RIVERVIEW, FL 33569-2029

Mortgage

Document Number2021227144
DateMay 6, 2021
Instrument2021227144
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 17, 2019
Property Address304 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000211566
Book / Page26634 / 0106
Map ReferenceMB 130 PG 293-296
Instrument DateMay 15, 2019
Instrument2019211566
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,428.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number0000211567
DateMay 17, 2019
Instrument2019211567
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,588 (-2.99%) Land $69,713 Building $181,875$251,588 (-5.62%) Land $69,713 Building $181,875
2025$4,858.00 (+15.06%) Homeowner's exemption$259,354 (+8.86%)$266,571 (-0.37%) Land $81,837 Building $184,734
2023$4,222.00 (+4.63%) Homeowner's exemption$238,248 (+3%)$267,573 (+15.68%) Land $78,806 Building $188,767
2022$4,035.00 Homeowner's exemption$231,309 Land $54,558 Building $176,751$231,309 Land $54,558 Building $176,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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