Hampden County and Springfield City property record for 302 Bay St, #304, Springfield, MA 01109 · Last verified April 2026
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 3,430 sqft · built 1906 |
| Lot Size | 0.21 acres (9,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2018) |
| Tax Bill | $4,917 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:01085 P:0063 |
| Primary APN | SPRI S:01085 P:0063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,430 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,169 sqft (0.21 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10850063 |
|---|---|
| Street Address | 302 BAY ST, 304 |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3556 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 801300 |
Source: Hampden County and Springfield City records · APN SPRI S:01085 P:0063
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 BAY ST, 304, SPRINGFIELD, MA 01109-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN MORTGAGE CO |
| Oct 18, 2018 | Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | Feb 14, 2011 · Amount on Record |
| Deed Book / Page | 22408 / 29 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 302 BAY ST # 304, 304, SPRINGFIELD, MA 01109-3556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024694-389 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 24694/389 |
| Instrument | 51135 |
| Name | NORTHERN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 18, 2018 |
| Property Address | 302 BAY ST, SPRINGFIELD, MA 01109-3556 |
| Document Number | 22408-29 |
| Book / Page | 022408 / 000029 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 62546 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 PHELAND ST SPRINGFIELD MA 011091319, SPRINGFIELD, MA 01109-1319 |
| Document Number | 22408-32 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 022408/000032 |
| Instrument | 62547 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,917.00 (+25.02%) | $313,600 (+35.93%) Land $26,100 Building $287,500 |
| 2023 | $3,933.00 | $230,700 Land $23,200 Building $207,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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