St. Louis County property record for 309 2nd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1918 |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,000 (Jun 2022) |
| Tax Bill | $3,008 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00700 |
| Primary APN | 080-0010-00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Gross Area |
| 1st Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 419 sqft |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1072475 |
|---|---|
| Street Address | 309 2ND ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0012 BLOCK:008 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 E 52ND ST, 1C, NEW YORK, NY 10022-6582 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Jun 24, 2022 | Intrafamily Transfer, Transfer |
| Aug 30, 2019 | Deed of Trust, Mortgage FRANDSEN BK&TR |
| Jun 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 1, 2017 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 20221446094 |
| Prior Transfer Date | Jun 17, 2022 |
| Prior Transfer Doc | 0001446094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 309 2ND ST N, TOWER, MN 55790-0002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001526751 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 1526751 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 24, 2022 |
| Property Address | 309 2ND ST N, TOWER, MN 55790-0002 |
| Document Number | 0001446094 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 1446094 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 414 E 52ND ST APT 1C, 1C, NEW YORK, NY 10022-6582 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 309 2ND ST N, TOWER, MN 55790-0002 |
| Document Number | 00A1363270 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 414 E 52ND ST #1C NEW YORK NY 100226582, 1C, NEW YORK, NY 10022-6582 |
| Document Number | 00A1363270 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | A1363270 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 12, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 19, 2019 |
| Property Address | 309 2ND ST N, TOWER, MN 55790-0002 |
| Document Number | 00A1356969 |
| Instrument Date | May 28, 2019 |
| Instrument | A1356969 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 E 52ND ST #1C NEW YORK NY 100226582, 1C, NEW YORK, NY 10022-6582 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 1, 2017 |
| Property Address | 309 2ND ST N, TOWER, MN 55790-0002 |
| Document Number | 00A1316755 |
| Instrument Date | Aug 28, 2017 |
| Instrument | A1316755 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 N SECOND ST TOWER MN 557902102, TOWER, MN 55790-2102 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,008.00 (+18.43%) | ||
| 2025 | $2,540.00 (+9.29%) | $200,700 (+40.55%) Land $6,000 Building $194,700 | $200,700 (+40.55%) Land $6,000 Building $194,700 |
| 2024 | $2,324.00 | $142,800 (+32.59%) Land $6,000 Building $136,800 | $142,800 (+32.59%) Land $6,000 Building $136,800 |
| 2022 | $107,700 Land $5,400 Building $102,300 | $107,700 Land $5,400 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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