St. Louis County property record for 213 2nd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,168 sqft · built 1995 |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,150 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00310 |
| Primary APN | 080-0010-00310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Gross Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 234 sqft |
| Finished Basement | 234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 13,996 sqft (0.321 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 80 sqft |
| Patio Area | 420 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1145498 |
|---|---|
| Street Address | 213 2ND ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 AND 10 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 5 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15402 |
213 2nd St N is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 651, TOWER, MN 55790-0651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 213 2ND ST N, TOWER, MN 55790-0001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001052420 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 1052420 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 213 2nd St N was $2,150 with a homeowner's exemption, up 22% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,150.00 (+22.02%) Homeowner's exemption | ||
| 2025 | $1,762.00 (-5.88%) Homeowner's exemption | $183,100 (+18.43%) Land $11,900 Building $171,200 | $183,100 (+18.43%) Land $11,900 Building $171,200 |
| 2024 | $1,872.00 | $154,600 Land $11,900 Building $142,700 | $154,600 Land $11,900 Building $142,700 |
| 2022 | $117,500 Land $10,800 Building $106,700 | $117,500 Land $10,800 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 2nd St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 213 2nd St N is moderate, ranking above 48% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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