St. Louis County property record for 312 2nd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,428 sqft |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $832 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00830 |
| Primary APN | 080-0010-00830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Gross Area |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 320 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 331 sqft |
| Deck Area | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1125998 |
|---|---|
| Street Address | 312 2ND ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 BLOCK:009 SERIAL # |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 15402 |
312 2nd St N is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10328 HIGHWAY 1, COOK, MN 55723-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 312 2nd St N was $832 with a homeowner's exemption, up 0.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832.00 (+0.24%) Homeowner's exemption | ||
| 2025 | $830.00 (-18.95%) Homeowner's exemption | $112,800 (+3.96%) Land $6,000 Building $106,800 | $112,800 (+3.96%) Land $6,000 Building $106,800 |
| 2024 | $1,024.00 | $108,500 Land $6,000 Building $102,500 | $108,500 Land $6,000 Building $102,500 |
| 2022 | $82,000 Land $5,400 Building $76,600 | $82,000 Land $5,400 Building $76,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 2nd St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 2nd St N is moderate, ranking above 48% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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