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3088 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3088 Harrow Rd, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1987
Lot Size0.2 acres (8,712 sqft)
Owner2 Owner Names on Record
Last Sale$100,000 (Jul 2013)
Tax Bill$899 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5210-1445-0090

Property Details

APN / Parcel Number

Primary APNR32-323-17-5210-1445-0090
Alternative APNs
  • 00313743
  • 313743

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,908 sqft Living Area
1st Floor Area1,908 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area240 sqft
PorchPorch
Porch Area958 sqft
Deck Area80 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00313743
Street Address3088 HARROW RD
CitySPRING HILL
StateFL
Zip34606-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 21 BLK 1445 LOT 9 ORB 356 PG 561
Legal Range17E
Legal Township23S
Legal Section23
Legal SubdivisionSPRING HILL UNIT 21
Legal Block1445
Legal Lot Number9
Legal Unit21
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2004
Census Tract41304

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3088 HARROW RD, SPRING HILL, FL 34606-3135
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2025Deed of Trust, Mortgage
WILMINGTON TRUST NA
Aug 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleMay 29, 2013 · Amount on Record
Deed Document Number2013041748
Deed Book / Page3024 / 0153
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3088 HARROW RD, SPRING HILL, FL 34606-3135
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3088 HARROW RD, SPRING HILL, FL 34606-3135

Mortgage

Document Number0046070990
DateSep 9, 2025
Book Page4607/990
Instrument2025062818
Lender
NameWILMINGTON TRUST NA
TypeBank
AddressBUFFALO, NY 14210
Agreement
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3088 HARROW RD, SPRING HILL, FL 34606-3135
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3088 HARROW RD, SPRING HILL, FL 34606-3135

Mortgage

Document Number0042061237
DateAug 10, 2022
Book Page4206/1237
Instrument2022060672
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00 (+4.29%) Additional exemption filed$107,449 (+5.99%)$245,318 (+4.2%) Land $38,000 Building $207,318
2023$101,380 (+3%) Land $101,380
2022$862.00 Homeowner's exemption Disabled Person's exemption$98,427$235,432 Land $32,500 Building $202,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Tillman Fiber, WOW Internet, Cable & Phone.

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