3082 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3082 Harrow Rd, Spring Hill, FL 34606 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2019)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1445-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1445-0100`
Alternative APNs	`00313752` `313752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00313752
Street Address	3082 HARROW RD
City	SPRING HILL
State	FL
Zip	34606-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1445 LOT 10 ORB 356 PG 555
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1445
Legal Lot Number	10
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41304

Owner

Source: Hernando County records · APN R32-323-17-5210-1445-0100

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3082 HARROW RD, SPRING HILL, FL 34606-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 29, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 12, 2017	Warranty Deed, Transfer · VA Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	0037681076
Deed Book / Page	3768 / 1076
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3082 HARROW RD, SPRING HILL, FL 34606-3135
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 HARROW RD, SPRING HILL, FL 34606-3135

Mortgage

Document Number	0042431284
Date	Nov 29, 2022
Book Page	4243/1284
Instrument	2022084149

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 30, 2019
Property Address	3082 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0037681076
Book / Page	3768 / 1076
Map Reference	MB 9 PG 81
Instrument Date	Oct 30, 2019
Instrument	2019068828
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TRUSTED TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7383 TURF LN, 7383, SPRING HILL, FL 34606-6274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 HARROW RD, SPRING HILL, FL 34606-3135

Mortgage

Document Number	0037681078
Date	Oct 30, 2019
Instrument	3768/1078

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 29, 2018
Property Address	3082 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0036370431
Book / Page	3637 / 0431
Map Reference	MB9 PG81
Instrument Date	Oct 26, 2018
Instrument	2018065360
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10377 DUNKIRK RD, 10377, SPRING HILL, FL 34608-4209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 HARROW RD, SPRING HILL, FL 34606-3135

Mortgage

Document Number	2018065361
Date	Oct 29, 2018
Instrument	2018065361

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Margin	5
Max Rate	14.3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 12, 2017
Property Address	3082 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0034771728
Book / Page	003477 / 001728
Instrument Date	Jun 09, 2017
Instrument	33209
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3082 HARROW RD SPRING HILL FL 346063135, SPRING HILL, FL 34606-3135

Mortgage

Document Number	34771730
Date	Jun 12, 2017
Book Page	003477/001730
Instrument	33210

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+1.74%) Additional exemption filed	$157,989 (+5.99%)	$250,422 (+4.61%) Land $38,000 Building $212,422
2023		$149,064 (+3%) Land $149,064
2022	$1,663.00 Homeowner's exemption	$144,722	$239,382 Land $32,500 Building $206,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530413042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: WOW Internet, Cable & Phone, Tillman Global Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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