3068 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3068 Harrow Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,801 sqft · built 2024
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,000 (Aug 2024)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1445-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1445-0120`
Alternative APNs	`00428433` `428433`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,801 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,801 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Open Porch
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00428433
Street Address	3068 HARROW RD
City	SPRING HILL
State	FL
Zip	34606-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1445 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1445
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41304

Owner

Source: Hernando County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Jun 20, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	202452376
Deed Book / Page	4461 / 1171
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0039071416
Record Updated	Jun 8, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 26, 2024
Property Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0044611171
Book / Page	4461 / 1171
Map Reference	MB 9 PG 81
Instrument Date	Aug 12, 2024
Instrument	2024052376
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Investor	Possibly a Property Investor

Mortgage

Document Number	0044611173
Date	Aug 26, 2024
Instrument	4461/1173

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 20, 2023
Property Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0043101044
Book / Page	4310 / 1044
Map Reference	MB 9 PG 81
Instrument Date	Jun 8, 2023
Instrument	2023037744
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2188, BANNER ELK, NC 28604-2188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 3, 2020
Property Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0039071412
Book / Page	003907 / 001412
Instrument Date	Oct 26, 2020
Instrument	68880
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	461 GURDON ST BRIDGEPORT CT 066064734, BRIDGEPORT, CT 06606-4734

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 3, 2020
Property Address	3068 HARROW RD, SPRING HILL, FL 34606-3135
Document Number	0039071416
Book / Page	003907 / 001416
Instrument Date	Oct 26, 2020
Instrument	68881
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 OLD HOTEL DR #3 BLOWING ROCK NC 28605, 3, BLOWING ROCK, NC 28605

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00 (+1,009.14%)	$271,475 (+1,447.31%)	$428,187 (+1,217.5%) Land $38,000 Building $390,187
2023		$17,545 (-21.32%)
2022	$361.00	$22,300 Land $22,300	$32,500 Land $32,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Tillman Fiber, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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