3087 Prospect Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3087 Prospect Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2024
Square Footage3,301 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$668,185 (2024)
Tax Bill$11,325.00 (2025)

Property Details

APN / Parcel Number

Primary APN022531553900011300

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,301 sqft Heated Area
Gross Area4,235 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch
Porch Area319 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3087 PROSPECT TRL
CitySAINT CLOUD
StateFL
Zip34771-8963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 3 PB 34 PGS 38-52 LOT 130
Legal Phase3
Legal Lot Number130
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 022531553900011300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3087 PROSPECT TRL, SAINT CLOUD, FL 34771-8963
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Aug 15, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Deed Doc Number2024106419
Deed Book / Page6650 / 1843
Record RefreshedJun 08, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3087 PROSPECT TRL, SAINT CLOUD, FL 34771-8963
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3087 PROSPECT TRL, SAINT CLOUD, FL 34771-8963

Mortgage

Document Number0067081229
DateDec 11, 2024
Book Page6708/1229
Instrument2024155506
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

August 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2024
Property Address3087 PROSPECT TRL, SAINT CLOUD, FL 34771-8963
Document Number0066501843
Book / Page6650 / 1843
Map ReferenceMB 34 PG 38-52
Instrument DateAug 07, 2024
Instrument2024106419
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,677.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3087 PROSPECT TRL, SAINT CLOUD, FL 34771-8963

Mortgage

Document Number2024106420
DateAug 15, 2024
Instrument2024106420
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 67 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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