Osceola County property record for 3055 Prospect Trl, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,220 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $476,000 (2026) |
| Tax Bill | $9,361.00 (2025) |
| Primary APN | 02-25-31-5538-0001-1780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 3,020 sqft Gross Area |
| 1st Floor | 2,220 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 380 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 3055 PROSPECT TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 178 |
| Legal Subdivision | WESLYN PARK PHASE 2 |
| Legal Lot Number | 178 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 02-25-31-5538-0001-1780
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3055 PROSPECT TRL, SAINT CLOUD, FL 34771-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC |
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Nov 15, 2023 · Amount on Record |
| Deed Doc Number | 202677837 |
| Deed Book / Page | 6987 / 1847 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3055 PROSPECT TRL, SAINT CLOUD, FL 34771-8963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2988 MARBELLA DR, KISSIMMEE, FL 34744-4131 |
| Document Number | 0065052582 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6505/2582 |
| Instrument | 2023150706 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 3055 PROSPECT TRL, SAINT CLOUD, FL 34771-8963 |
| Document Number | 0000077837 |
| Book / Page | 6987 / 1847 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202677837 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | PRIME TITLE GROUP LLC, PRIMO TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336,532.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3055 PROSPECT TRL, SAINT CLOUD, FL 34771-8963 |
| Document Number | 0000077838, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202677838 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,361.00 (-0.05%) | $468,400 (+524.53%) Land $90,000 Building $378,400 | $468,400 (+524.53%) Land $90,000 Building $378,400 |
| 2024 | $9,366.00 (+202.81%) | ||
| 2023 | $3,093.00 (+26.81%) | $75,000 (+15%) Land $75,000 | $75,000 (+15%) Land $75,000 |
| 2022 | $2,439.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 95% of the US · above 90% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 68 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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