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3079 Prospect Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3079 Prospect Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2024
Square Footage2,868 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$690,000 (2024)
Tax Bill$2,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN022531553900010110

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,868 sqft Heated Area
Gross Area3,506 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area141 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3079 PROSPECT TRL
CitySAINT CLOUD
StateFL
Zip34771-8963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 3 PB 34 PGS 38-52 LOT 11
Legal Phase3
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 022531553900010110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3079 PROSPECT TRL, SAINT CLOUD, FL 34771-8963
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2024 · Amount on Record
Deed SaleNov 06, 2024 · Amount on Record
Deed Doc Number2024141121
Deed Book / Page6691 / 1767
Record RefreshedJun 08, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 06, 2024
Property Address3079 PROSPECT TRL, SAINT CLOUD, FL 34771-8963
Document Number0066911767
Book / Page6691 / 1767
Map ReferenceMB 34 PG 38-52
Instrument DateOct 30, 2024
Instrument2024141121
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 CRESCENT EXECUTIVE CT # CT144, CT144, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

NameVerified Name
Address3079 PROSPECT TRL, SAINT CLOUD, FL 34771-8963

Mortgage

Document Number2024141122
DateNov 06, 2024
Instrument2024141122
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 95% of the US · above 90% of Florida
Wildfire LikelihoodAbout 1 in 68 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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