3087 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3087 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,542 sqft · built 2018
Lot Size	0.193 acres (8,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Oct 2019)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0015F-0S-018.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0S-018.00`
Alternative APN	`95974`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,542 sqft Living Area
Gross Area	2,712 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,449 sqft (0.193 acres)
Garage Area	432 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	95974
Street Address	3087 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK-0.194 ACRE LOT
Legal Subdivision	WALNUT CR 3D
Legal Block	3D-142
Legal Lot Number	3D-142
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1047
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3087 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 3, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	201915036
Deed Book / Page	1274 / 102
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3087 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000013113
Date	Aug 10, 2022
Book Page	4805/208
Instrument	2022013113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 3, 2019
Property Address	3087 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000015036
Book / Page	1274 / 102
Map Reference	MB 2017 PG 521
Instrument Date	Sep 30, 2019
Instrument	2019015036
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3087 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000015037
Date	Oct 3, 2019
Instrument	2019015037

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+5.49%)	$16,197 (+15%) Land $1,937 Building $14,260	$627,100 (+78.1%) Land $75,000 Building $552,100
2024	$3,641.00 (+2.51%)
2023	$3,552.00	$14,084 Building $14,084	$352,100 Building $352,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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