3091 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3091 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,904 sqft · built 2020
Lot Size	0.2 acres (8,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,921 (Oct 2020)
Tax Bill	$8,928 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0S-019.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0S-019.00`
Alternative APN	`95975`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,904 sqft Living Area
Gross Area	2,396 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,721 sqft (0.2 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	254 sqft

Location & Zoning

Account Number	95975
Street Address	3091 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK-0.200 ACRE LOT
Legal Subdivision	WALNUT CREEK-0.200 ACRE
Legal Block	3D-143
Legal Lot Number	3D-143
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1047
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 23, 2020	Deed of Trust, Mortgage · Unknown GOLDMAN SACHS BANK USA
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 18, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	202017994
Deed Book / Page	1373 / 318
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000014862
Date	Sep 14, 2022
Book Page	4827/97
Instrument	2022014862

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000006495
Date	May 25, 2023
Book Page	4962/257
Instrument	2023006495

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000003743
Date	Apr 3, 2024
Book Page	5109/244
Instrument	2024003743

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Nov 1, 2050

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000013581
Date	Oct 8, 2025
Book Page	5438/305
Instrument	2025013581

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	476 Months
Due	Jun 1, 2065

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010007
Date	Jun 23, 2020
Book Page	4040/126
Instrument	2020010007

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Unknown
Amount	Amount Recorded
Term	36 Months
Due	Jun 16, 2023

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 15, 2020
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000017994
Book / Page	1373 / 318
Map Reference	MB 2017 PG 521
Instrument Date	Oct 5, 2020
Instrument	2020017994
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000017995
Date	Oct 15, 2020
Instrument	2020017995

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 18, 2020
Property Address	3091 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000004375
Book / Page	001316 / 000322
Instrument Date	Mar 13, 2020
Instrument	4375
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1435 W MOREHEAD ST #130 CHARLOTTE NC 282085208, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,928.00 (+11.04%)	$22,757 Land $3,124 Building $19,633	$546,400 (+65.68%) Land $75,000 Building $471,400
2024	$8,040.00 (+1.11%)
2023	$7,952.00		$329,800 Building $329,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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