3076 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3076 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,523 sqft · built 2018
Lot Size	0.238 acres (10,399 sqft)
Owner	2 Individual Names on File
Last Sale	$327,269 (Mar 2018)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0N-004.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0N-004.00`
Alternative APN	`96025`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,523 sqft Living Area
Gross Area	2,972 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,399 sqft (0.238 acres)
Garage Area	599 sqft
Porch	Porch
Porch Area	200 sqft

Location & Zoning

Account Number	96025
Street Address	3076 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 0.239 AC
Legal Subdivision	WALNUT CREEK
Legal Block	3D-4
Legal Lot Number	3D-4
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1045
Census Tract	11210

Owner

3076 Bridgewater St is owned and occupied by two individuals who acquired it in October 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 22, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Deed Document Number	20183948
Deed Book / Page	1125 / 310
Last Transfer Date	Oct 27, 2020
Transfer Doc	0000019573
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024097
Date	Nov 30, 2021
Book Page	4604/255
Instrument	2021024097

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Nov 4, 2020
Property Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000019573
Book / Page	1380 / 44
Map Reference	MB 2017 PG 521
Instrument Date	Oct 27, 2020
Instrument	2020019573
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000019574
Date	Nov 4, 2020
Instrument	2020019574

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 22, 2018
Property Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000003948
Book / Page	1125 / 310
Instrument Date	Mar 20, 2018
Instrument	2018003948
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3076 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000003949
Date	Mar 22, 2018
Instrument	2018003949

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3076 Bridgewater St was $3,840, up 5.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (+5.47%)	$16,192 Land $1,943 Building $14,249	$625,100 Land $75,000 Building $550,100
2024	$3,641.00 (+2.51%)
2023	$3,552.00	$14,080 Land $1,600 Building $12,480	$352,000 Land $40,000 Building $312,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3076 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3076 Bridgewater St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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