Albany County and Guilderland Town property record for 3086 E Old State Rd, Schenectady, NY 12303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,867 sqft Living Area |
| Lot Size | 16,907 sqft (0.388 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $20,000 (2022) |
| Tax Bill | $6,791.00 (2025) |
| Primary APN | 013089 27.19-2-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,867 sqft Living Area |
| 1st Floor | 1,242 sqft 1st Floor |
| Basement Area | 625 sqft Basement |
| Finished Basement | 625 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 16,907 sqft (0.388 acres) |
| Depth X Width | 150 ft x 112 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Pool Area | 392 sqft Pool |
| Porch Area | 224 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02701900020400000000 |
|---|---|
| Street Address | 3086 E OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OLD STATE MNR SEC I 3086 OLD STATE RD |
| Legal Subdivision | OLD STATE MANOR |
| Legal Block | 2 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 27.19-2-40
Assessment roll updated March 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| May 16, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WELLS FARGO BANK NA |
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Aug 21, 2012 · Amount on Record |
| Deed Doc Number | 202212343 |
| Prior Transfer Date | Apr 04, 2022 |
| Prior Transfer Doc | 0000012343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 12, 2026 |
| Property Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Document Number | 0000010987 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202610987 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | HOMEBRIDGE FINANCIAL SERVICES INC, HOMEBRIDGE FINANCIAL SERVICE |
| Name | Verified Name |
|---|---|
| Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Document Number | 0000010987, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202610987 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Document Number | 0000002346 |
|---|---|
| Date | May 16, 2022 |
| Instrument | R2022-12346 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 16, 2022 |
| Property Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Document Number | 0000002343 |
| Map Reference | DR 163 MAP 4257 |
| Instrument Date | Apr 04, 2022 |
| Instrument | R2022-12343 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 3086 E OLD STATE RD, 3086, SCHENECTADY, NY 12303-5538 |
| Name | Verified Name |
|---|---|
| Address | 3086 E OLD STATE RD, SCHENECTADY, NY 12303-5538 |
| Document Number | 0000002345 |
|---|---|
| Date | May 16, 2022 |
| Instrument | R2022-12345 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,791.00 (+22.47%) | $229,000 (-) Land $46,000 Building $183,000 | $305,333 (+13.33%) Land $61,333 Building $244,000 |
| 2023 | $229,000 (-) Land $46,000 Building $183,000 | $269,412 (+7.06%) Land $54,118 Building $215,294 | |
| 2022 | $229,000 Land $46,000 Building $183,000 | $251,648 Land $50,549 Building $201,099 | |
| 2021 | $5,545.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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