3081 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3081 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1962
Square Footage	2,184 sqft Living Area
Lot Size	15,750 sqft (0.361 acres)
Occupancy	Owner Occupied
Last Sale	$183,000 (2013)
Tax Bill	$7,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-2-7`
Alternative APNs	`308902701900020070000000` `02701900020070000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,184 sqft Living Area
1st Floor	1,680 sqft 1st Floor
Upper Floors	252 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch Style
Exterior Material	Composition/Composite Exterior
Lot Area	15,750 sqft (0.361 acres)
Depth X Width	150 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Shed	1 Shed
Patio Area	256 sqft Patio

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02701900020070000000
Street Address	3081 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5229
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 OAK 3081 OLD STATE RD
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	1
Census Block	1018
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-2-7

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3081 E OLD STATE RD, SCHENECTADY, NY 12303-5229
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2013 · Amount on Record
Deed Sale	Sep 04, 2013 · Amount on Record
Deed Doc Number	201311469315
Deed Book / Page	3076 / 1088
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0030630940
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3081 E OLD STATE RD, SCHENECTADY, NY 12303-5229
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 EAST STATE OLD STATE RD, SCHENECTADY, NY 12303-5229

Mortgage

Document Number	0000003218
Date	May 23, 2022
Instrument	R2022-13218

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,543.00 (+13.98%)	$252,300 (-) Land $50,000 Building $202,300	$336,400 (+13.33%) Land $66,667 Building $269,733
2023		$252,300 (+0.92%) Land $50,000 Building $202,300	$296,824 (+8.04%) Land $58,824 Building $238,000
2022		$250,000 Land $50,000 Building $200,000	$274,725 Land $54,945 Building $219,780
2021	$6,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.