3078 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3078 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1965
Square Footage	1,942 sqft Living Area
Lot Size	16,919 sqft (0.388 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2015)
Tax Bill	$7,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-2-38`
Alternative APNs	`308902701900020380000000` `02701900020380000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,942 sqft Living Area
1st Floor	1,242 sqft 1st Floor
Basement Area	700 sqft Basement
Finished Basement	700 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	16,919 sqft (0.388 acres)
Depth X Width	150 ft x 112 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Shed	1 Shed
Porch Area	100 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02701900020380000000
Street Address	3078 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5538
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 OLD 3078 OLD STATE RD
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	2
Census Block	2008
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-2-38

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3078 E OLD STATE RD, SCHENECTADY, NY 12303-5538
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2015 · Amount on Record
Deed Sale	Nov 16, 2015 · Amount on Record
Prior Sale	Sep 22, 1997
Deed Doc Number	2015459
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3078 E OLD STATE RD, SCHENECTADY, NY 12303-5538
Document Number	0000008046
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 E OLD STATE RD SCHENECTADY NY 123035538, SCHENECTADY, NY 12303-5538

Mortgage

Document Number	0000008046
Date	Apr 24, 2020
Instrument	8046

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,358.00 (+13.44%)	$249,100 (+1.26%) Land $50,000 Building $199,100	$332,133 (+14.76%) Land $66,667 Building $265,466
2023		$246,000 (-) Land $49,000 Building $197,000	$289,412 (+7.06%) Land $57,647 Building $231,765
2022		$246,000 Land $49,000 Building $197,000	$270,330 Land $53,846 Building $216,484
2021	$6,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.