3085 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3085 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	2,106 sqft Heated Area
Lot Size	43,473 sqft (0.998 acres)
Garage	Carport, 594 sqft
Last Sale	$235,000 (2018)
Tax Bill	$4,899.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58757`
Alternative APN	`242629367000260045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,106 sqft Heated Area
Gross Area	2,429 sqft Gross Area
1st Floor	1,512 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,473 sqft (0.998 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	594 sqft Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	288 sqft Shed
Porch	Enclosed Porch
Porch Area	798 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	58757
Street Address	3085 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7451
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 041 BLK 26 BEG AT SW COR LOT 4, E 308.4 FT, N 150 FT, W 271.75 FT, SWLY 154.2 FT TO POB
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	26
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 58757

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1001 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3520
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Doc Number	2018118165
Deed Book / Page	5378 / 0914
Record Refreshed	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 02, 2018
Property Address	3085 CHEROKEE RD, SAINT CLOUD, FL 34772-7451
Document Number	0053780914
Book / Page	5378 / 0914
Instrument Date	Jul 30, 2018
Instrument	2018118165
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	QUALITY TITLE & ESCROW LLDC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8354 LITTLE WOODS LN, 8354, KISSIMMEE, FL 34747-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3520

Mortgage

Document Number	2018118166
Date	Aug 02, 2018
Instrument	2018118166

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (+11.52%)	$327,500 (+1.93%) Land $70,000 Building $257,500	$327,500 (+1.93%) Land $70,000 Building $257,500
2023	$4,393.00 (+10.88%)	$321,300 (+13.25%) Land $70,000 Building $251,300	$321,300 (+13.25%) Land $70,000 Building $251,300
2022	$3,962.00	$283,700 Land $70,000 Building $213,700	$283,700 Land $70,000 Building $213,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 203 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.