Osceola County property record for 3198 Cherokee Rd, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 105,415 sqft (2.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2026) |
| Tax Bill | $2,229.00 (2025) |
| Primary APN | 24-26-29-3670-0027-0135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,094 sqft Gross Area |
| 1st Floor | 1,350 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 105,415 sqft (2.42 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Patio Area | 408 sqft Patio |
| Porch Area | 324 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3198 CHEROKEE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9101 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KISSIMMEE PARK PB1 PG 41 BLK 27 NLY 330 FT OF LOT 13 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3670 |
| Legal Block | 27 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 43209 |
Source: Osceola County records · APN 24-26-29-3670-0027-0135
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3198 CHEROKEE RD, SAINT CLOUD, FL 34772-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 03, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage CMG MORTGAGE INC |
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | May 19, 2020 · Amount on Record |
| Deed Doc Number | 202628125 |
| Deed Book / Page | 6930 / 2751 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 03, 2026 |
| Property Address | 3198 CHEROKEE RD, SAINT CLOUD, FL 34772-9101 |
| Document Number | 0069302751 |
| Book / Page | 6930 / 2751 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026028125 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3198 CHEROKEE RD, SAINT CLOUD, FL 34772-9101 |
| Name | Verified Name |
|---|---|
| Address | 3198 CHEROKEE RD, SAINT CLOUD, FL 34772-9101 |
| Document Number | 0069302753 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 6930/2753 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2020 |
| Property Address | 3198 CHEROKEE RD, SAINT CLOUD, FL 34772-9101 |
| Document Number | 0057240301 |
| Book / Page | 005724 / 000301 |
| Instrument Date | May 15, 2020 |
| Instrument | 65478 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3198 CHEROKEE RD ST CLOUD FL 347729101, ST CLOUD, FL 34772-9101 |
| Document Number | 57240302 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 005724/000302 |
| Instrument | 65479 |
| Name | NP INC |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 (+9.16%) Homeowner's exemption | $150,346 (+5.99%) | $410,600 (+1.28%) Land $169,400 Building $241,200 |
| 2023 | $2,042.00 (+5.26%) Homeowner's exemption | $141,854 (+3%) | $405,400 (+37.47%) Land $169,400 Building $236,000 |
| 2022 | $1,940.00 Homeowner's exemption | $137,723 | $294,900 Land $92,000 Building $202,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 197 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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