Osceola County property record for 3060 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,310 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jun 2019) |
| Tax Bill | $5,280 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 58769 |
| Primary APN | 58769 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,310 sqft Heated Area |
| Gross Area | 3,366 sqft |
| 1st Floor Area | 2,608 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 758 sqft |
| Stable | 160 sqft |
| Pole Barn | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 58769 |
|---|---|
| Street Address | 3060 CHEROKEE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KISSIMMEE PARK PB 1 PG 041 BLK 27 LOT 5 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3670 |
| Legal Block | 27 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43209 |
Source: Osceola County records · APN 58769
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3060 CHEROKEE RD, SAINT CLOUD, FL 34772-7450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2001 · Amount on Record |
| Deed Document Number | 2019077001 |
| Deed Book / Page | 5541 / 0718 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3060 CHEROKEE RD, SAINT CLOUD, FL 34772-7450 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057631560 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 5763/1560 |
| Instrument | 2020098535 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 14, 2019 |
| Property Address | 3060 CHEROKEE RD, SAINT CLOUD, FL 34772-7450 |
| Document Number | 0055410718 |
| Book / Page | 5541 / 0718 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Jun 04, 2019 |
| Instrument | 2019077001 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LANDING TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8354 LITTLE WOODS LN, 8354, KISSIMMEE, FL 34747-1315 |
| Name | Verified Name |
|---|---|
| Address | 3060 CHEROKEE RD, SAINT CLOUD, FL 34772-7450 |
| Document Number | 0005541720 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 5541/720 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,280.00 (+6.82%) Homeowner's exemption | $370,550 (+5.99%) | $570,700 (+1.31%) Land $250,000 Building $320,700 |
| 2023 | $4,943.00 (+3.87%) Homeowner's exemption | $349,619 (+3%) | $563,300 (+38.4%) Land $250,000 Building $313,300 |
| 2022 | $4,759.00 Homeowner's exemption | $339,436 | $407,000 Land $140,000 Building $267,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022, other causes, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 224 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures