3085 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3085 Border Creek Rd, Crestview, FL 32539 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,756 sqft · built 2006
Lot Size0.268 acres (11,662 sqft)
Owner2 Individual Names on File
Last Sale$321,300 (May 2022)
Tax Bill$2,359 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-599-1079-4

Property Details

APN / Parcel Number

Primary APNC56-000-599-1079-4
Alternative APNs
  • 33-4N-23-1001-000E-0100
  • 23N4331001000E0100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area2,538 sqft
1st Floor Area1,756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,662 sqft (0.268 acres)
Garage TypeAttached
Garage Area504 sqft
PorchFinished/Open Porch
Porch Area82 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3085 BORDER CREEK RD
CityCRESTVIEW
StateFL
Zip32539-9029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKE ESTATES PH II LOT 10 BLK E
Legal Range23W
Legal Township04N
Legal Section33
Legal SubdivisionBROOKE ESTATES
Legal Phase2
Legal BlockE
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1012
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-599-1079-4

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3085 BORDER CREEK RD, CRESTVIEW, FL 32539-9029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2022 · Amount on Record
Deed SaleMay 03, 2022 · Amount on Record
Prior SaleJan 27, 2015 · Amount on Record
Deed Document Number20223547234
Deed Book / Page3619 / 4041
Prior Transfer DateSep 03, 2014
Prior Transfer Doc0031630902
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 03, 2022
Property Address3085 BORDER CREEK RD, CRESTVIEW, FL 32539-9029
Document Number0036194041
Book / Page3619 / 4041
Map ReferenceMB 22 PG 46
Instrument DateApr 29, 2022
Instrument3547234
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,249.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6134 DAWN VIEW LN, 6134, NORTH LAS VEGAS, NV 89031-1684

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 BORDER CREEK RD, CRESTVIEW, FL 32539-9029

Mortgage

Document Number0036194048
DateMay 03, 2022
Instrument3619/4048
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,359.00 (-6.98%)$234,897 (-6.83%) Land $38,922 Building $195,975$234,897 (-6.83%) Land $38,922 Building $195,975
2023$2,536.00 (+94.78%)$252,104 (+58.89%) Land $33,068 Building $219,036$252,104 (+6.59%) Land $33,068 Building $219,036
2022$1,302.00 Homeowner's exemption$158,661$236,521 Land $30,905 Building $205,616

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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