Okaloosa County property record for 3081 Border Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,797 sqft · built 2006 |
| Lot Size | 0.267 acres (11,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Nov 2009) |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-1077-8 |
| Primary APN | C56-000-599-1077-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,797 sqft Heated Area |
| Gross Area | 3,570 sqft |
| 1st Floor Area | 2,797 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,662 sqft (0.267 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3081 BORDER CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKE ESTATES PH II LOT 8 BLK E |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | BROOKE ESTATES |
| Legal Phase | 2 |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 7, 2020 | Deed of Trust, Mortgage · Line of Credit ALL IN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2009 · Amount on Record |
| Deed Sale | Nov 5, 2009 · Amount on Record |
| Prior Sale | Apr 10, 2007 · Amount on Record |
| Deed Document Number | 2599405 |
| Deed Book / Page | 2912 / 1811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003793260 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 3793260 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Document Number | 0036030095 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 3603/95 |
| Instrument | 3524886 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034220595 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 3422/0595 |
| Instrument | 3308878 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3081 BORDER CREEK RD, CRESTVIEW, FL 32539-9029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034604578 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 3460/4578 |
| Instrument | 3356811 |
| Name | ALL IN CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Feb 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,916.00 (+6.27%) Homeowner's exemption | $224,479 (+5.99%) | $325,361 (-7.95%) Land $38,922 Building $286,439 |
| 2023 | $1,803.00 (+2.5%) Homeowner's exemption | $211,799 (+3%) | $353,473 (+8.31%) Land $33,068 Building $320,405 |
| 2022 | $1,759.00 Homeowner's exemption | $205,630 | $326,356 Land $30,905 Building $295,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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