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3082 Vail Rd, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 3082 Vail Rd, Gowanda, NY 14070 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,096 sqft · built 1840
Lot Size5.1 acres (222,156 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Nov 2019)
Tax Bill$1,668 (2025)
Deeds & MortgagesMar 2023 Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN143689 357.00-2-12

Property Details

APN / Parcel Number

Primary APN143689 357.00-2-12
Alternative APNs
  • 36893570000002012000
  • 020 0018000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area896 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area222,156 sqft (5.1 acres)
Lot Width714 ft Width
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number020 0018000
Street Address3082 VAIL RD
CityGOWANDA
StateNY
Zip14070-9740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDDY EDDY HGWY HGWY
Legal SubdivisionHOLLAND LAND COMPANY S SURVEY
Legal Block2
Legal Lot Number12.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2069
Census Tract17502

Owner

Source: Erie County and Collins Town records · APN 143689 357.00-2-12

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3082 VAIL RD, GOWANDA, NY 14070-9740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 11, 2020Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleOct 07, 2003 · Amount on Record
Deed Document Number2019263594
Deed Book / Page11353 / 4484
Prior Transfer DateApr 24, 2003
Prior Transfer Doc0000001347
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3082 VAIL RD, GOWANDA, NY 14070-9740
Transaction TypeMortgage
Record UpdatedJul 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3082 VAIL RD, GOWANDA, NY 14070-9740

Mortgage

Document Number0140852937
DateMar 17, 2023
Book Page14085/2937
Instrument2023047479
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3082 VAIL RD, GOWANDA, NY 14070-9740
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3082 VAIL RD, GOWANDA, NY 14070-9740

Mortgage

Document Number0139698767
DateDec 11, 2020
Book Page13969/8767
Instrument2020214293
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressGOWANDA, NY 14070
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Collins Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,668.00 (+160.63%)$39,550 (-) Land $7,550 Building $32,000$141,300 (+21.47%) Land $26,974 Building $114,326
2024$640.00 Veteran's exemption$39,550 (-) Land $7,550 Building $32,000$116,324 (+5.85%) Land $22,206 Building $94,118
2023Veteran's exemption$39,550 (-) Land $7,550 Building $32,000$109,900 (+16.67%) Land $20,980 Building $88,920
2022$39,550 Land $7,550 Building $32,000$94,200 Land $17,983 Building $76,217
2021$745.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2009)
Most Recent ClaimAug 2009, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2009 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Armstrong HoldingsFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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