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3078 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3078 Border Creek Rd, Crestview, FL 32539 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,672 sqft · built 2006
Lot Size0.268 acres (11,681 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Aug 2020)
Tax Bill$1,505 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-599-1111-5

Property Details

APN / Parcel Number

Primary APNC56-000-599-1111-5
Alternative APNs
  • 33-4N-23-1001-000F-0100
  • 23N4331001000F0100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,681 sqft (0.268 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area16 sqft
Patio Area191 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3078 BORDER CREEK RD
CityCRESTVIEW
StateFL
Zip32539-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKE ESTATES PH II LOT 10 BLK F
Legal Range23W
Legal Township04N
Legal Section33
Legal SubdivisionBROOKE ESTATES
Legal Phase2
Legal BlockF
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1007
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-599-1111-5

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address501 ELLIOTT LN, KNOB NOSTER, MO 65336-1048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleJun 01, 2007 · Amount on Record
Deed Document Number20203383697
Deed Book / Page3485 / 387
Prior Transfer DateMay 22, 2012
Prior Transfer Doc0030361677
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 19, 2020
Property Address3078 BORDER CREEK RD, CRESTVIEW, FL 32539-9022
Document Number0034850387
Book / Page3485 / 387
Map ReferenceMB 22 PG 46
Instrument DateAug 10, 2020
Instrument3383697
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1273 CROSS GABLE, 1273, NEW BRAUNFELS, TX 78132-3468

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 BORDER CREEK RD, CRESTVIEW, FL 32539-9022

Mortgage

Document Number0003485389
DateAug 19, 2020
Instrument3485/389
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,505.00 (+6.66%) Homeowner's exemption$181,310 (+5.99%)$215,719 (-6.15%) Land $38,922 Building $176,797
2023$1,411.00 (+2.69%) Homeowner's exemption$171,068 (+3%)$229,849 (+6.63%) Land $33,068 Building $196,781
2022$1,374.00 Homeowner's exemption$166,085$215,563 Land $30,905 Building $184,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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