Hamilton County property record for 3064 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,907 sqft · built 1919 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (Aug 2017) |
| Tax Bill | $19,781 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0001-0148-00 |
| Primary APN | 039-0001-0148-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 4,907 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| 2nd Floor Area | 2,946 sqft |
| Upper Floors Area | 1,032 sqft |
| Basement Area | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,428 sqft (0.446 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 560 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3064 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3064 OBSERVATORY AV 100X200 NS OBSERVATORY AV250 FT W OF DELTA AV |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5100 |
Source: Hamilton County records · APN 039-0001-0148-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2018 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Oct 15, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance GENERAL ELECTRIC CU |
| Mar 26, 2018 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Aug 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2017 · Amount on Record |
| Deed Sale | Aug 02, 2017 · Amount on Record |
| Prior Sale | Aug 02, 2017 · Amount on Record |
| Deed Document Number | 0000009695 |
| Last Transfer Date | Oct 15, 2020 |
| Transfer Doc | 0000107190 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026478 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 18-0026478 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 31, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 15, 2020 |
| Property Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000107190 |
| Book / Page | 14275 / 2810 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2020-0107190 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000107191 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0107191 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 01, 2035 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000026477 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3064 OBSERVATORY AVE CINCINNATI OH 452082414, CINCINNATI, OH 45208-2414 |
| Document Number | 0000026477 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 013637/000095 |
| Instrument | 26477 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 02, 2017 |
| Property Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000009695 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 17-0069695 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3064 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009696 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 17-0069696 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,781.00 (+3.13%) | $321,461 (-) Land $150,640 Building $170,821 | |
| 2024 | $19,180.00 (-2.21%) | $321,461 (-) Land $150,640 Building $170,821 | |
| 2023 | $19,613.00 (+1.09%) | $321,461 (+12.69%) Land $150,640 Building $170,821 | $918,460 (+12.69%) Land $430,400 Building $488,060 |
| 2022 | $19,402.00 Homeowner's exemption | $285,251 Land $109,960 Building $175,291 | |
| 2020 | $815,000 Land $314,170 Building $500,830 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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