308 Royal Oak Dr, Steger, IL 60475 Property Records

Cook County property record for 308 Royal Oak Dr, Steger, IL 60475

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,724 sqft · built 1998
Lot Size1.29 acres (56,462 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Nov 2020)
Tax Bill$12,326 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-35-303-008

Property Details

APN / Parcel Number

Primary APN32-35-303-008
Alternative APN
  • 32-35-303-008-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,724 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area56,462 sqft
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address308 ROYAL OAK DR
CitySTEGER
StateIL
Zip60475-5974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL OAK ESTATES SUB LOT 8
Legal Range14E
Legal Township35N
Legal Section35
Legal SubdivisionROYAL OAK ESTATES
Legal Lot Number8
JurisdictionCOOK IL
Township / Civil DivisionBLOOM
Census Block Group3
Census Block3037
Census Tract829700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address308 ROYAL DR, STEGER, IL 60475
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleAug 25, 2009 · Amount on Record
Deed Document Number202010053
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 10, 2020
Property Address308 ROYAL OAK DR, STEGER, IL 60475-5974
Document Number2031310053
Instrument DateSep 8, 2020
Instrument31310053
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 ROYAL OAK DR STEGER IL 604755974, STEGER, IL 60475-5974

Mortgage

Document Number2031310054
DateNov 10, 2020
Instrument31310054
Lender
NameAMERICAN FIN'L
TypeFunding / Finance Company
AddressORLAND PARK, IL 60467
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 9, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBloom Township
MunicipalitySteger Village
Secondary School DistrictBloom Township High School District 206 (09 - 12)
Elementary School DistrictSteger School District 194 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,988 (+52.94%) Land $9,881 Building $27,107$369,880 (+52.94%) Land $98,810 Building $271,070
2023$12,326.00 (+25.18%)
2022$9,847.00 Homeowner's exemption$24,185 Land $8,469 Building $15,716$241,850 Land $84,690 Building $157,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims15 (1979–2008)
Claims Outside the SFHA3 of 15
Most Recent ClaimOct 2008 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Surf Internet.

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